TAX SAVINGS CALCULATOR
Richman Advisory · Tax Savings Calculator
How much tax could you save by moving to the UAE?
Compare your tax today with life as a UAE resident, check whether you would really stop being tax-resident at home, and see what leaving could cost.
Salary before tax, including bonuses.
Deductible running costs. Tax is calculated on profit (revenue minus costs).
Used for the Foreign Housing Exclusion.
If ticked, enter your household's combined income above.
Enter your total income tax for the same period as your income above.
Non-qualifying revenue above 5% (or AED 5M) can cost you QFZP status entirely.
Other income: dividends, gains, rent
Home-country property income stays taxable there after you move.
Dividends
Gains
Rent
Defaults are indicative effective rates, not exact. Replace them with your own figures.
UAE VAT & housing fee (optional)
Dubai adds a municipality housing fee of 5% of annual rent.
Home-country VAT is not modelled, so this is off by default.
Where the tax comes from
Compare UAE structures
- 0% personal income tax
- No capital gains tax for individuals
- No inheritance tax
- Golden & residence visa routes
- The exclusions cover earned income only. Dividends, capital gains and US rental income stay fully taxable.
- Self-employed Americans still owe 15.3% US self-employment tax (there is no US–UAE social security agreement).
- Owning a UAE company brings US reporting and anti-deferral rules (GILTI / Subpart F) that can tax profits personally.
- Your state may still treat you as resident unless you properly break residency.
Your saving only holds if you genuinely stop being tax-resident at home. Enter the days you plan to spend in each country.
UK ties you will still have (Statutory Residence Test, leaver)
The country tie is added automatically if you spend more days in the UK than in the UAE.
Used to estimate a deemed-sale exit tax. Treat it as an upper bound: thresholds, exemptions and deferrals can reduce it.
